@charset "UTF-8";
:root{--navy:#132d39;--ink:#19333f;--muted:#5b6d72;--teal:#16695b;--lime:#d2ead5;--paper:#f7f8f4;--line:#d9e1dc;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 "Segoe UI",Arial,sans-serif}a{color:inherit}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #c79531;outline-offset:5px}button{cursor:pointer}a{text-decoration:none}p{color:var(--muted)}h1,h2,h3{line-height:1.13;letter-spacing:-1.8px;font-weight:600}h1{font-size:clamp(40px,4.6vw,68px);margin:24px 0}h1 em{font-style:normal;color:var(--teal)}h2{font-size:clamp(32px,3.2vw,46px);margin:16px 0 24px}h3{font-size:26px;letter-spacing:-.7px}small{font-size:12px}.wrap{max-width:1240px;margin:0 auto;padding:0 40px}.preview-note{background:var(--navy);color:#e3eee9;text-align:center;font-size:12px;padding:6px 12px}header{display:flex;align-items:center;justify-content:space-between;max-width:1240px;padding:24px 40px;margin:auto;gap:22px}.brand{display:flex;gap:13px;align-items:center;font-size:19px;font-weight:650;white-space:nowrap}.brand small{display:block;font-size:9px;letter-spacing:1.8px;font-weight:500;margin-top:2px}.monogram{background:var(--navy);color:#fff;width:48px;height:48px;border-radius:50%;display:grid;place-content:center;font-size:19px;position:relative}.monogram span{font-size:15px;color:#b2dfc6;position:absolute;right:3px;top:0}nav{display:flex;align-items:center;gap:24px;font-size:13px;font-weight:600}.nav-cta{border:1px solid #bccbc5;padding:12px 16px;border-radius:7px}.hero{display:grid;grid-template-columns:1.5fr 1fr;gap:80px;padding-top:50px;padding-bottom:70px;align-items:center}.eyebrow{font-size:10px;font-weight:700;letter-spacing:2px;display:flex;align-items:center;gap:9px}.dot{width:7px;height:7px;border-radius:50%;background:#3d967b}.hero-copy>p{font-size:17px;line-height:1.8}.actions{display:flex;align-items:center;gap:25px;margin:30px 0}.button{display:inline-flex;align-items:center;justify-content:center;gap:24px;background:var(--teal);border:1px solid var(--teal);border-radius:7px;padding:14px 20px;color:white;font-weight:600;font-size:13px;line-height:1.5;text-decoration:none}.button:hover{background:#104e44}.button:disabled{opacity:.55;cursor:wait}.text-link{background:none;border:0;color:var(--teal);padding:0;font-size:13px;font-weight:650;text-decoration:underline;text-underline-offset:5px}.hero-foot{display:flex;flex-wrap:wrap;gap:22px;font-size:11px;color:var(--muted)}.hero-card{background:var(--navy);border-radius:16px;color:#fff;overflow:hidden;position:relative}.card-top{display:flex;justify-content:space-between;padding:25px 28px 0;font-size:9px;letter-spacing:1.5px;color:#adbfbe}.abstract{height:175px;margin:15px 26px 0;position:relative;overflow:hidden;background-image:linear-gradient(#ffffff08 1px,transparent 1px),linear-gradient(90deg,#ffffff08 1px,transparent 1px);background-size:28px 28px}.step{position:absolute;bottom:0;border-radius:6px 6px 0 0;width:27%;transform:skewY(-9deg);border:1px solid #86bc9e55;background:linear-gradient(130deg,#275647,#4f8a6d)}.step.a{left:6%;height:50px}.step.b{left:36%;height:92px}.step.c{left:66%;height:140px;background:linear-gradient(130deg,#7db599,#c5dfad)}.rise{font-size:110px;line-height:1;position:absolute;left:16%;top:-18px;color:#b5dbc1;font-weight:200}.hero-card-bottom{padding:24px 32px}.hero-card-bottom small{font-size:9px;letter-spacing:1.5px;color:#b7ccc6}.rate{font-size:66px;letter-spacing:-3px;line-height:1.2}.rate span{font-size:24px;letter-spacing:0;margin-left:5px}.hero-card p{color:#d3ded9;line-height:1.4;font-size:14px}.hero-card a{font-size:12px;color:#c6e6c8}.card-note{border-top:1px solid #ffffff20;font-size:10px;color:#a9bfba;padding:14px 30px}.trust-strip{border-block:1px solid var(--line);padding:23px 0;background:#eff2ed}.trust-strip .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px}.trust-strip span:first-child{font-size:9px;letter-spacing:1.6px;color:var(--muted)}.trust-strip strong{font-size:13px;font-weight:500}.slash{color:#a3b2a9}.section{padding-top:85px;padding-bottom:85px}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:25px}.section-heading p{font-size:14px;margin-bottom:26px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.service{background:white;border:1px solid var(--line);border-radius:12px;padding:30px;display:flex;flex-direction:column}.card-number{display:flex;justify-content:space-between;color:#678074;font-size:12px}.card-number span{font-size:23px;color:var(--teal)}.service p{font-size:14px;margin-top:0;flex:1}.service a{font-size:12px;color:var(--teal);font-weight:650;margin-top:17px}.micro{background:var(--navy);color:white}.micro-layout{display:grid;grid-template-columns:1fr 1fr;gap:90px}.micro .eyebrow{color:#b7d8bf}.micro p{color:#c5d2cf;font-size:14px}.micro .light{background:var(--lime);border-color:var(--lime);color:var(--navy);margin-top:20px}.terms{display:grid;grid-template-columns:1fr 1fr;gap:28px;padding-top:12px}.terms div{border-bottom:1px solid #ffffff25;padding-bottom:24px}.terms strong{display:block;font-size:32px;line-height:1.5;letter-spacing:-1px;font-weight:500}.terms span{font-size:12px;color:#c5d2cf}.fine{font-size:12px!important;line-height:1.6}.source{font-size:12px;text-decoration:underline;text-underline-offset:5px}.checked{display:block;margin-top:12px;color:#b9cbc4}.about{display:grid;grid-template-columns:.8fr 1.2fr;gap:90px;align-items:center}.portrait-panel{border-radius:12px;overflow:hidden;background:#dde5dc}.portrait-panel img{width:100%;height:350px;object-fit:cover;object-position:50% 20%;display:block}.portrait-panel>span{display:block;padding:22px 25px;font-weight:600;font-size:20px}.portrait-panel small{display:block;font-weight:400;font-size:12px;margin-top:5px}.about p{font-size:14px}.credentials{display:flex;gap:8px;flex-wrap:wrap;margin-top:25px}.credentials span{border:1px solid #cddbd2;padding:6px 10px;font-size:10px;border-radius:5px;background:#eff4ed}.partners{border-top:1px solid var(--line);margin-top:30px;padding-top:20px;display:flex;flex-direction:column;gap:5px;font-size:12px}.partners small{font-size:9px;letter-spacing:1.5px;color:var(--muted);margin-bottom:5px}.assessment{background:#eaf0e9}.assessment-shell{border:1px solid #d0ddd0;border-radius:12px;background:#fff;padding:32px}.steps{display:flex;gap:40px;list-style:none;padding:0 0 24px;margin:0;border-bottom:1px solid var(--line);font-size:12px}.steps b{color:var(--teal);margin-right:8px}fieldset{padding:25px 0;border:0;border-bottom:1px solid var(--line);margin:0}legend{font-size:19px;letter-spacing:-.5px;font-weight:600;padding:24px 0 0}.field-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}label{display:block;font-size:12px;font-weight:600}input:not([type=checkbox]),select,textarea{display:block;width:100%;border:1px solid #c5d1ca;border-radius:6px;padding:11px 12px;background:#fff;color:var(--navy);margin-top:8px;font-size:13px;max-width:100%}input:focus,textarea:focus,select:focus{outline:2px solid #7cbaa5;outline-offset:1px}.upload-row{display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center}.upload-box{padding:25px;border:1px dashed #8eafa1;border-radius:8px;background:#f6f9f5}.upload-box small{display:block;color:var(--muted);font-size:11px;font-weight:400;margin-top:10px}.upload-row p{font-size:12px}.secondary{background:#fff;color:var(--teal)}.secondary:hover{color:white}.sector-label{max-width:300px;margin:22px 0}.table-scroll{overflow:auto}table{border-collapse:collapse;width:100%;font-size:12px}th{text-align:left;color:var(--muted);font-size:11px;padding:12px}td{border-top:1px solid #e4e9e4;padding:8px 12px}td:first-child{width:52%}td input{min-width:100px;text-align:right;margin-top:0!important}details{border-bottom:1px solid var(--line);padding:17px 0}summary{cursor:pointer;font-weight:600;font-size:14px}summary span{float:right;font-size:11px;font-weight:400;color:var(--muted)}.check{display:flex;align-items:flex-start;gap:10px;font-weight:400;font-size:12px;line-height:1.6;margin:20px 0}.check input{margin-top:4px;accent-color:var(--teal);flex:none}.assessment-action{display:flex;align-items:center;gap:24px;margin-top:26px}.assessment-action p{font-size:11px;max-width:360px}.notice{background:#fff6e6;border-left:3px solid #b78d39;padding:14px;font-size:13px}.result{margin-top:30px;padding:28px;border-radius:8px;background:#edf5ed;border:1px solid #b6d4b9}.result h3{margin:15px 0}.result p,.result li{font-size:14px}.process{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}.process article{border-top:1px solid var(--line);padding-top:25px}.process b{font-size:11px;color:var(--teal)}.process h3{font-size:22px}.process p{font-size:14px}.faq{padding-top:0;display:grid;grid-template-columns:1fr 1.3fr;gap:60px}.faq details:first-child{border-top:1px solid var(--line)}.faq details p{font-size:14px}.contact{background:#e4ece3}.contact-layout{display:grid;grid-template-columns:1fr 1.1fr;gap:80px}.contact-link{display:block;font-size:18px;margin:13px 0;color:var(--teal)}.contact small{display:block;max-width:320px;color:var(--muted);margin-top:20px}.two{grid-template-columns:1fr 1fr;margin-bottom:20px}.contact form{background:#f8faf6;border:1px solid #d1ddce;border-radius:12px;padding:28px}footer{padding-top:28px!important;padding-bottom:28px!important;display:flex;justify-content:space-between;gap:22px;font-size:10px;color:var(--muted)}.chat-toggle{position:fixed;bottom:24px;right:25px;padding:13px 19px;background:var(--navy);color:white;border:1px solid #6d8f81;border-radius:25px;box-shadow:0 5px 18px #132d3922;font-size:12px;z-index:5}.chat-toggle span{margin-left:20px;color:#c8e9cb}.chat-panel{position:fixed;right:25px;bottom:85px;width:350px;max-width:calc(100vw - 30px);max-height:80vh;overflow:auto;background:white;border:1px solid var(--line);border-radius:12px;padding:22px;box-shadow:0 8px 45px #132d3930;z-index:10}.chat-head{display:flex;justify-content:space-between;align-items:center}.chat-head button{background:none;border:0;font-size:26px}.chat-panel p,.chat-panel #chat-answer{font-size:12px}.chat-panel #chat-answer{padding:15px;background:#edf4ed;border-radius:6px;white-space:pre-wrap;margin-bottom:20px}.chat-panel .check{font-size:10px}.chat-panel .button{width:100%}[hidden]{display:none!important}@media(max-width:1000px){.hero{gap:35px}.hero-copy>p br{display:none}nav{gap:14px;font-size:11px}.actions{align-items:flex-start;flex-direction:column;gap:20px}.micro-layout,.about{gap:40px}.hero-foot{gap:6px;flex-direction:column}.contact-layout{gap:35px}.hero{grid-template-columns:1.25fr 1fr}}@media(max-width:700px){.wrap{padding-left:22px;padding-right:22px}header{padding:20px 22px;flex-wrap:wrap;gap:18px}nav{width:100%;justify-content:space-between;gap:10px}.brand{font-size:17px}.nav-cta{padding:8px}.hero{grid-template-columns:1fr;padding-top:28px;gap:40px;padding-bottom:45px}h1{font-size:43px}h1 br:last-of-type{display:none}.hero-card{max-width:440px;width:100%}.abstract{height:120px}.hero-card-bottom{display:grid;grid-template-columns:1fr 1fr;column-gap:20px}.hero-card-bottom small{grid-column:1/-1}.hero-card-bottom a{grid-column:1/-1}.hero-card-bottom p{font-size:12px}.trust-strip .wrap{flex-wrap:wrap;gap:12px;justify-content:center}.trust-strip span:first-child{width:100%;text-align:center}.trust-strip strong{font-size:10px}.section{padding-top:55px;padding-bottom:55px}.section-heading{display:block}.cards,.micro-layout,.about,.contact-layout,.faq{grid-template-columns:1fr;gap:25px}.service{padding:25px}.service h3 br{display:none}.terms strong{font-size:29px}.about .portrait-panel{max-width:340px}.field-grid{grid-template-columns:1fr}.assessment-shell{padding:20px}.steps{gap:12px;font-size:10px}.steps b{display:block}.upload-row{grid-template-columns:1fr;gap:20px}.assessment-action{flex-direction:column;align-items:flex-start;gap:5px}.process{grid-template-columns:1fr;gap:15px}.process h3{margin:12px 0}.faq{padding-top:15px}.two{grid-template-columns:1fr 1fr;gap:12px}.contact form{padding:20px}footer{flex-direction:column;gap:8px;padding-bottom:85px!important}.chat-toggle{bottom:18px;right:18px}.chat-panel{right:15px}td{padding:7px 4px}td:first-child{min-width:145px;font-size:10px}td input{font-size:12px!important;padding:8px!important}.section h2{font-size:34px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.flag-group{min-width:0;border:0;padding:0!important;margin:0!important}.flag-group legend{font-size:1rem!important;margin-bottom:12px}.flag-options{display:flex;flex-wrap:wrap;gap:8px}.flag-options label{display:flex;align-items:center;gap:8px;border:1px solid #b6cbc7;border-radius:8px;padding:12px;cursor:pointer}.flag-options input{width:20px;height:20px;min-width:20px;accent-color:#14685e}.flag-options label:has(input:checked){background:#d9eee8;border-color:#14685e}.flag-options input:focus-visible{outline:3px solid #14685e;outline-offset:3px}

/* Six-question microloan intake */
.micro-question {border:0;border-bottom:1px solid #d5e1db;padding:24px 0;margin:0;min-width:0}
.micro-question legend {font-weight:700;font-size:1.05rem;padding:0 0 12px;color:#153e50}
.micro-options {display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.micro-option {display:flex!important;align-items:center;gap:10px;border:1px solid #c7d7d0;border-radius:9px;padding:12px 14px;cursor:pointer;background:#fff;font-weight:400!important}
.micro-option input[type=radio] {width:18px;height:18px;flex:0 0 18px;margin:0;accent-color:#176c60}
.micro-option:has(input:checked) {border-color:#176c60;background:#edf6ef}
.micro-option:focus-within {outline:2px solid #176c60;outline-offset:2px}
@media(max-width:600px){.micro-options{grid-template-columns:1fr}}

/* Hungarian palette: existing green, warm white and deep red */
:root{--red:#ad303d;--red-dark:#862432;--navy:#163c32;--ink:#223a32;--muted:#56665e;--teal:#16695b;--paper:#fffdfa;--line:#dde4dd}
body{background:var(--paper)}
body::before{content:"";display:block;height:7px;background:linear-gradient(90deg,var(--red) 0 33.333%,#fff 33.333% 66.666%,var(--teal) 66.666%)}
.preview-note{background:#f4f3ef;color:#56665e;border-bottom:1px solid var(--line)}
header{padding-top:23px;padding-bottom:23px}
.monogram{background:linear-gradient(to bottom,var(--red) 0 30%,#fff 30% 70%,var(--teal) 70%);color:#173f34;border:1px solid #d6ddd6;box-shadow:0 3px 12px #163c3210;font-size:19px;font-weight:800;width:52px;height:52px}
.monogram span{display:none}
.nav-cta{border-color:var(--red);color:var(--red-dark);background:#fff}
.nav-cta:hover{background:#fff0ef}
.hero .eyebrow{color:var(--red-dark)}.dot{background:var(--red)}
.hero{padding-top:44px;gap:70px}.hero-copy>p{max-width:590px}
.hero .button{background:var(--red);border-color:var(--red)}.hero .button:hover{background:var(--red-dark)}
.hero-card{background:#164c3f;box-shadow:0 20px 50px #163c3218;border-top:5px solid var(--red)}
.step.a{background:linear-gradient(130deg,#942b36,#c44f59);border-color:#e8999d}
.step.b{background:linear-gradient(130deg,#e2e8df,#fff);border-color:#fff}
.step.c{background:linear-gradient(130deg,#4b9979,#a3cfb4)}
.rise{color:#ffffffc7}.card-top{color:#d2e2da}.card-note{color:#d0e1d7}
.trust-strip{background:#fff;border-top:1px solid #e8d2d2}.trust-strip span:first-child{color:var(--red-dark);font-weight:700}
.screening-choices{display:grid;grid-template-columns:1fr 1fr;gap:22px;padding-top:38px}
.screening-choices>a{display:block;background:#fff;border:1px solid var(--line);border-top:3px solid var(--teal);border-radius:12px;padding:26px 28px;transition:box-shadow .2s,transform .2s}
.screening-choices>a:last-child{border-top-color:var(--red)}
.screening-choices>a:hover{box-shadow:0 8px 25px #163c3210;transform:translateY(-2px)}
.choice-tag{font-size:10px;letter-spacing:1.7px;font-weight:700;color:var(--teal)}
.screening-choices>a:last-child .choice-tag{color:var(--red-dark)}
.screening-choices h2{font-size:26px;letter-spacing:-.8px;margin:12px 0}.screening-choices p{font-size:14px;margin:10px 0 18px}.screening-choices strong{font-size:13px;color:var(--teal)}
.service{border-top:3px solid var(--teal)}.service:first-child{border-top-color:var(--red)}.service:nth-child(2){border-top-color:#d7ddd5}
.micro{background:#164c3f;border-top:6px solid var(--red)}.micro p,.terms span{color:#e0ebe4}.micro .eyebrow{color:#fff}.checked{color:#d3e1d8}
.portrait-panel{border-top:5px solid var(--red);background:#f0f4ee}.portrait-panel>span{border-bottom:5px solid var(--teal)}
.about .eyebrow{color:var(--red-dark)}.credentials span{background:#fff;border-color:#d4ddd4}
#mikrohitel-felmeres{background:#f0f5ef}#felmeres{background:#faf2f0}#felmeres .eyebrow{color:var(--red-dark)}
.assessment-shell{box-shadow:0 5px 25px #163c3205}.micro-question legend{color:var(--ink)}
.process b{color:var(--red)}.process article:first-child{border-top:3px solid var(--red)}.process article:last-child{border-top:3px solid var(--teal)}
.contact{background:#eef4ed;border-top:4px solid var(--teal)}.contact form{background:#fff}.contact .eyebrow{color:var(--red-dark)}
.chat-toggle{background:var(--red);border-color:var(--red)}
a:focus-visible,button:focus-visible,summary:focus-visible{outline-color:var(--red)}
@media(max-width:1000px){.hero{gap:32px}nav{gap:14px}}
@media(max-width:700px){.screening-choices{grid-template-columns:1fr;padding-top:24px}.hero{gap:32px}nav{flex-wrap:wrap;justify-content:flex-start;gap:10px 18px}.nav-cta{margin-left:auto}.hero h1{font-size:42px}.screening-choices>a{padding:23px}.hero-foot{font-size:12px}}
@media(prefers-reduced-motion:reduce){.screening-choices>a{transition:none}.screening-choices>a:hover{transform:none}}

/* Uniform, larger navigation; emphasis only on interaction. */
header nav{gap:8px;flex-wrap:wrap;font-size:16px;font-weight:650}
header nav>a{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:11px 16px;border:1px solid transparent;border-radius:9px;background:transparent;color:var(--red-dark);line-height:1.4;transition:background-color .18s,color .18s,box-shadow .18s}
header nav>a:hover,header nav>a:focus-visible{background:var(--red);border-color:var(--red);color:#fff;box-shadow:0 5px 16px #86243225}
header nav>a:focus-visible{outline:2px solid var(--red-dark);outline-offset:3px}
@media(max-width:1100px){header{flex-wrap:wrap}header nav{width:100%;justify-content:flex-start}}
@media(max-width:700px){header nav{gap:6px;font-size:15px}header nav>a{padding:10px 12px;min-height:46px}}
@media(prefers-reduced-motion:reduce){header nav>a{transition:none}}

.free-intro{padding:16px 18px;border-left:4px solid var(--red,#AD303D);background:#fff;font-size:17px!important;border-radius:0 10px 10px 0}.free-intro strong{color:#16695B;font-size:21px}
.fees{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;padding-bottom:40px}.fee-card{padding:24px;background:white;border:1px solid #d5e1d9;border-top:4px solid #16695B;border-radius:12px}.fee-card:nth-child(3){border-top-color:#AD303D}.fee-card>strong{color:#AD303D;font-size:23px}.fee-card h2{font-size:21px;margin:12px 0}.fee-card p,.fee-note{font-size:16px;line-height:1.65}.fee-note{grid-column:1/-1;margin:0}.legal-links{display:flex;gap:16px;flex-wrap:wrap}.legal-page{max-width:900px;line-height:1.75}.legal-page h1{font-size:38px}.legal-page h2{font-size:24px;margin-top:32px}.legal-draft{padding:18px;border-left:4px solid #AD303D;background:#fff3ef}.legal-page li{margin:8px 0}@media(max-width:700px){.fees{grid-template-columns:1fr}.free-intro strong{font-size:19px}}